Check your deal.

The questions underwriting asks first, in one place. Answer them once and your terms come back with fewer follow-up calls.

Step 1

The deal

The property and the numbers.

Purchase or refinance?
Street, city and ZIP
Units
$
On a refinance, give the price you paid.
$
Hard costs to date
$
Adding square footage, an addition or a change of use?
Tearing down an existing house?
Are the permits approved?
For a build or an addition you will need approved permits and plans, or an architect letter.
$
$
$
Current lease, or the market rent if vacant
Step 2

Your experience

Projects you finished as the borrower.

As the borrower, not as a partner or a contractor
Are you a licensed general contractor?
Are you a licensed real estate agent?
Step 3

Credit and background

Your best estimate is enough. Nothing is pulled at this step.

Bankruptcy, foreclosure or a late mortgage payment in the last 5 years?
Bankruptcy or foreclosure ever?
Large liens, judgments or a serious felony that you know of?
Are you a foreign national?

We will ask for two credit scores, your credit history and proof that you will be in the US for the life of the loan.

Step 4

Exit and details

How the loan gets paid off, and a few things about the purchase.

How will you pay off the loan?
$
$
Are payments on that loan up to date?
Is the property in a rural area?
Any relationship between the buyer and the seller?
Family, business partner, your own company
Is there a wholesaler in the deal?
$
Is the seller a company?
Is it a condo conversion?
Is it zoned and approved for condos?
Timeline, closing date, anything unusual
Step 5

Your contact

Where to send your terms.

If you have one already

By sending this you agree that we may call, text or email you about this deal. Business-purpose loans on investment property only. This is not an application or a commitment to lend.